This article is part of a series designed to make mortgage Note sellers’ lives easier, so they can get the cash they want.

Tip #1: Value the property correctly
Tip #2: Know your taxes and liens

So tip #3 is a biggie: Get your pay history in order.

One of the biggest factors in valuing a Note sale, from a buyer’s perspective, is pay history. We want to know upfront: has the borrower ever struggled to stay current?

NOTE: Don’t presume that a blip in pay history—brought on by a global pandemic, etc.—kills a deal. It shouldn’t, with the right buyer (like h-hm, Faller Financial). Discuss blips with your buyer; if the blips make sense and they’re more episodic, the buyer may still consider the deal.

On the flip side, a sure-fire way to kill a deal is to make it difficult for the buyer to obtain evidence of pay history.

Get your payment history in order.

Stay tuned for more tips, and learn more in general about Faller Financial and Notes at

Call 844-433-6683 or email to sell your mortgage Note or request a consultation at

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